Cape Fear Habitat for Humanity

Applicant Qualifications

Selection Criteria

Need for adequate housing, which include one or more of the following:
- Currently living in overcrowded or unsafe conditions
- Currently living in subsidized housing
- Currently living in substandard housing, or homeless
- Housing expenses greater than 30% of income
- Unable to get a home loan from any source
Annual income falls between 30% - 60% of the area median income.
Willingness to Partner with Habitat by doing “sweat equity.”

Minimum total hours:
- 2 Adult Family = 400 hours*
- 1 Adult Family = 250 hours*
Each Partner Family is required to complete a minimum of 24 hours each month of sweat equity.
Attendance at Homeownership Classes is mandatory.

Residency:

Applicants must be citizens or legal residents of the United States.
Applicants must have lived or worked in the Cape Fear region for at least one year.

Once accepted into the Habitat Program, applicants will be required to re-qualify every 4 months. Income must remain in the range for family size and the family unit must remain the same as the date of application.

The families who apply to purchase homes from Cape Fear Habitat for Humanity will be selected by the Family Selection committee in a way that does not discriminate on the basis of race, sex, color, age, handicap, religion, marital status, or because all or part of the applicant's income is derived from public assistance programs.

Revised and approved by CFHFH BOD on 4.21.11.

If you and your family meet the qualifications above, our Pre-Application form is the first step in achieving your dream of homeownership. You can print the Pre-Application form and mail it in, fill out the online form below, or call 910-762-4744 ext. 100 and a Pre-Application will be mailed to you.

For Spanish speaking applicants click here for a Pre-application form and read more here.

Date:

Select Date

Full Name:

Address:

City:

Postal Code:

How long at this address:

Home Phone:

Cell Phone:

I learned about Cape Fear Habitat for Humanity from:
Family, Friend or Co-Worker in Program
Saw house being built
Referred by another agency

Names of individuals in household & age:

Why do you believe your current house is inadequate:

Head of Household:

Name:

Employer:

Time with employer:

Monthly Income (Work):

Monthly Income (Other):

Sum of social security income, disability, child support, alimony, veteran benefits, and unemployment benefits

2nd Adult (optional):

Name:

Employer:

Time with employer:

Monthly Income (Work):

Monthly Income (Other):

Sum of social security income, disability, child support, alimony, veteran benefits, and unemployment benefits

TOTAL monthly household income:

I understand that by filling out this pre-application, I am authorizing Habitat for Humanity to evaluate my actual need for a Habitat home, my ability to re-pay the no-interest loan and other expenses of homeownership, and my willingness to be a partner family. I understand that the evaluation will include personal visits, a credit check, Sex Offender Registry & Background checks and employment and rental verification.:

I have truthfully answered all the questions on this pre-application form. I understand that if I have not answered the questions truthfully, my application may be denied, and even if I have already been selected to receive a Habitat home, I may be disqualified from the program.:

I have read, and agree to the above terms and conditions:

"My father taught me how important a home is to a family. We will teach our children the same values. It is an amazing experience to build your own home and to own it. It will change our lives. It will change our children's lives."

- Damion & Tasha Allison

Cape Fear Habitat for Humanity is now accepting applications for homes in New Hanover County. Read more details here!